we believe that healthcare and coverage can only be successfully tackled from a collective and social angle. From our perspective, insurance is a human necessity for a healthy life and not a commercial product.
We should all start making choices towards a healthy and fulfilling life. Adopting healthy eating habits and exercising on a regular basis does not only prevent a variety of ailments but also improves your overall state of mind.
A plan with exclusive premium benefits and without the added cost of family plans so young individuals can run free in their youth and plan their futures worry-free.
Plan a Secure Life.
CML offers a wide range of premium healthcare plans for individuals and families to live a happy and secure life without having to worry about covering the costs of sudden accidents or illnesses.
Affordable. Comprehensive. Essential.
CML understands that healthcare is a prime necessity and not a luxury. Therefore, it has designed an essential plan with affordable prices and comprehensive health insurance.
A Back-Up Plan
Change can be stressful, but Future Healthguard is designed to ensure that your life continues as planned when you are faced with a situation where your insurance is at risk. Think of it as your plan B!
For A Brighter Smile.
Dental and oral health is often disregarded while thinking about insurance. However, at CML we recognize its importance and we place it as a priority to avoid serious diseases and infections.
LIFE FOR LIFE
Lessening the Risks
Life tends to throw the most unexpected things our way at the most unexpected times. While we cannot know what’s coming, we can definitely prepare. This policy protects you and your family financially from the uncertainties of the future.
A Parent's Greatest Gift
The one great gift a parent can give his child is opportunity. This plan ensures that funds are always available to secure your children’s education and thus give them the opportunities they deserve.
Ease Your Mind.
With CML's policies, you can set your family's health as a priority. The Family Doctor program covers the cost of your family doctor ensuring that your family's health history is recorded and that checkups are being done regularly thus keeping your mind at ease.
MUTUAL REFUND BENEFIT
A Unique Benefit Tied to our Core Beliefs
The MRB is a special CML feature which refunds up to $20,000 in paid premiums when the contract holder's health is at risk and he/she is in a financially vulnerable state.
A One-of-a-Kind Savings Plan
Without any risk of loss, Simar allows you to be well-prepared financially for when the time comes and you decide to retire and enjoy the beauty life has to offer outside of your career.