The concept of mutuality started from a firm belief that health care concerns and coverage (hospitalization, monitoring, prevention, etc…) can only be effectively addressed through a social and corporate approach, and not from a commercial angle.
In addressing this problem, and wanting to go forward with this new social economy, a major concern would be the sustainability of these social services, in contrast with the idea prevailing in the commercial sector where a product is created to be “sold” and with the sole purpose of generating profits.
This is why the right to health cannot take its proportion and cannot be accomplished without a spirit of solidarity, resulting in mutualism.
CML is a mutual insurance company specialized in medical health coverage, dental coverage, and travel insurance & assistance coverage. It also provides legal assistance and health prevention programs.