SIMAR is a saving plan designed to help people financially to prepare their golden years.

Unlike any other saving plan, SIMAR is not linked to a life insurance policy.
This is a 100% pure retirement plan that has no extra or hidden charges.
The minimum investment is as low as the equivalent of 1000L.L per day. 

ITS ADVANTAGES

• Transparent and fair charges
• Flexible plan

One can stop paying and his investment will continue to grow
One can adjust his payment frequency
One can boost his investment at any time during the contract period
One can do a partial surrender or can do a total surrender and cancel the contract with no penalties.

• Secure Investment

SIMAR is a CML product in collaboration with “ADIR” insurance in partnership with “BYBLOS” bank and “NATEXIS Banque Populaires de France “(A link to Natexis banque Populaires), which guarantees your investment without any risk of loss through the investment growth account.
A pre-announced rate of return is guaranteed for the current year.
A profit sharing plan is applied at the end of each year, thus increasing your rate of return for the whole year.

And that's not all,
No age limit
No contract time limit
No medical exams.